Monday, December 16, 2013

My Last Post?

The time has come to face the facts that I am at the point of losing my house.I have been here for close to 22 years.I am trying my hardest to get mortgage modifications on both my 1st and 2nd mortgages, but every step of the way, they throw another obstacle in my way.It is almost like they want to foreclose on me? Why they want to go this route is beyond me.If only I could get a reduction in my monthly payments, then I may be able to stay here.I have an appointment on the 19th(my birthday) with an owner/broker of a real estate co.If she can't help me, then my only other options are foreclosure or a short sale.A short sale appears to be my best bet.I am not sure if prayers really work, but I am in need of them in the worst way!